Your Path to Home Ownership Starts Here
Bluebird Mortgage specializes in making the mortgage process simple and straightforward. Let us help you navigate the path to homeownership with our expert guidance and diverse loan options.
Loan Programs
Find the Right Mortgage Solution
We offer a variety of loan programs to meet your unique needs. Explore our options below to find the perfect fit for your situation.
- VA Home Loans
Specialized mortgage options for veterans, active duty military, and eligible spouses with zero down payment required.
Learn more
- FHA Home Loans
Government-backed mortgages with lower down payment requirements and flexible credit guidelines.
Learn more
- Conventional Loans
Traditional mortgage loans with competitive rates and various down payment options.
Learn more
- Reverse Mortgages
Convert home equity into cash flow for homeowners 62 and older while maintaining ownership.
Learn more
What Our Clients Say
See what our satisfied clients have to say about their experience with Bluebird Mortgage.
"From the get go, David was so much better than dealing with veterans united. He got me a better approval with a better rate and was right there and got back to me within minutes every single time I needed him. This was my first home buying experience and David made it seamless."
James Gardner
Google Review
"This was a long strenuous process first time home buyers with a tight timeline and very little money, this guy was able to get us a great deal in 30 days and he worked for every minute of it, David will definitely get it done for you I recommend anyone trying to buy a home use a broker! This one for sure"
Xavier Hunt
Google Review
"David and Andrea were very helpful and professional. I loved that even from Colorado Springs, they could help me all the way out in Grand Junction! I would highly recommend."
Mack Eickhoff
Google Review
"Andrea and David are amazing!!! Highly recommend working with them as they really know what they are doing and will find you the house you want!"
Mike Janssen
Google Review
"Andrea and David are awesome. I always have a ton of questions regarding commercial and investment properties. Andrea never fails to get me answers and the help I need!"
Jacob French
Google Review
"Andrea and David are awesome and very professional! Willing to do any of your mortgage needs!"
Jacob Dolph
Google Review
"I absolutely highly recommend Bluebird Mortgage! Both David and Andrea were so professional yet friendly and went above and beyond helping me every step of the way!"
Erin Lacey
Google Review
"Had an incredible experience! David and Andrea are amazing and incredibly professional! Highly recommend!"
Tay Bolte
Google Review
"This team made a difficult process easy! Absolutely would recommend and work with them again. They know how to get the deal done!"
Melissa Howard
Google Review
"Highly recommend! Andrea and David were so helpful and full of knowledge!"
Dustin Krawczyk
Google Review
"David and Andrea were excellent, very helpful and made an easy experience!"
Haydn French
Google Review
"David and his team at Bluebird are amazing! As a Realtor he is my go to lender for all of my client's needs. He has always found a way to make the process as smooth and stress free as possible for all of them. I will continue to work with Bluebird in the future!"
Jake Saliba
Facebook Review
"David was great to work with on our refi! He is laid back and also really knows his stuff. He did a great job of listening to what we needed (& fighting for that) while also helping us get better than what we had hoped for. We will absolutely use him again! Best experience we've ever had from a lender."
Amanda Gaden
Facebook Review
"From the get go, David was so much better than dealing with veterans united. He got me a better approval with a better rate and was right there and got back to me within minutes every single time I needed him. This was my first home buying experience and David made it seamless."
James Gardner
Google Review
"This was a long strenuous process first time home buyers with a tight timeline and very little money, this guy was able to get us a great deal in 30 days and he worked for every minute of it, David will definitely get it done for you I recommend anyone trying to buy a home use a broker! This one for sure"
Xavier Hunt
Google Review
"David and Andrea were very helpful and professional. I loved that even from Colorado Springs, they could help me all the way out in Grand Junction! I would highly recommend."
Mack Eickhoff
Google Review
"Andrea and David are amazing!!! Highly recommend working with them as they really know what they are doing and will find you the house you want!"
Mike Janssen
Google Review
"Andrea and David are awesome. I always have a ton of questions regarding commercial and investment properties. Andrea never fails to get me answers and the help I need!"
Jacob French
Google Review
"Andrea and David are awesome and very professional! Willing to do any of your mortgage needs!"
Jacob Dolph
Google Review
"I absolutely highly recommend Bluebird Mortgage! Both David and Andrea were so professional yet friendly and went above and beyond helping me every step of the way!"
Erin Lacey
Google Review
"Had an incredible experience! David and Andrea are amazing and incredibly professional! Highly recommend!"
Tay Bolte
Google Review
"This team made a difficult process easy! Absolutely would recommend and work with them again. They know how to get the deal done!"
Melissa Howard
Google Review
"Highly recommend! Andrea and David were so helpful and full of knowledge!"
Dustin Krawczyk
Google Review
"David and Andrea were excellent, very helpful and made an easy experience!"
Haydn French
Google Review
"David and his team at Bluebird are amazing! As a Realtor he is my go to lender for all of my client's needs. He has always found a way to make the process as smooth and stress free as possible for all of them. I will continue to work with Bluebird in the future!"
Jake Saliba
Facebook Review
"David was great to work with on our refi! He is laid back and also really knows his stuff. He did a great job of listening to what we needed (& fighting for that) while also helping us get better than what we had hoped for. We will absolutely use him again! Best experience we've ever had from a lender."
Amanda Gaden
Facebook Review
Bluebird Mortgage offers VA loans, FHA loans, conventional loans, reverse mortgages, new construction loans, refinancing, and down payment assistance programs in Colorado Springs.
The mortgage approval process typically takes 30-45 days from application to closing. Pre-approval can often be completed within 24-48 hours with proper documentation.
Credit score requirements vary by loan type. FHA loans may accept scores as low as 580, VA loans are more flexible, and conventional loans typically require 620 or higher. Contact David Jeffrey for a personalized assessment.
Bluebird Mortgage offers personalized service with direct access to David Jeffrey (NMLS# 2269251), local Colorado Springs expertise, transparent communication, and specialized knowledge in VA loans, FHA loans, and first-time homebuyer programs.
Generally, you can afford a home that costs 2.5-3 times your annual income, though this varies based on credit score, debt, and down payment. Use our mortgage calculator or contact David Jeffrey for a personalized affordability analysis.
You'll need recent pay stubs, tax returns, bank statements, employment verification, and identification. For VA loans, you'll also need your Certificate of Eligibility. David Jeffrey will provide a complete document checklist during your consultation.