A VA loan is a 100-percent financing option available to current and past members of the United States Armed Forces and qualifying survivor spouses. VA loans are backed by the United States Department of Veterans Affairs.
Federal Housing Administration (FHA) insured loans require a small down payment, but are flexible and can fit a variety of credit situations and income levels. Refinance, Cash Out Mortgages up to 85% of value are also available.
A conventional home loan is a mortgage that is not backed by a government agency. Conventional loans are often called "conforming" loans because they follow the lending rules set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). The right loan for you depends on your financial situation.
As mortgage brokers, we offer a wide range of out of the box lending solutions for investors, self-employed, alternative income, retired, and foreign nationals. This gives Bluebird Mortgage the ability to serve many borrowers who qualify for prime mortgages without having to provide income, employment, or DTI documentation.
We use secure submission software to protect information you provide on the loan application. Click here to start and make sure to have the following:
• Identification/Drivers License
• 30 Days of Most Recent Pay Stubs
• Last 2 years W2 Forms
• Last Two Months' Bank Statements